Build and install your optimized investing system in 6 weeks

Go from cash, bank investments or an unclear portfolio to a simple, evidence-based ETF investing system optimized for Belgium, without spending hundreds of hours researching investments, brokers and taxes.


The Index Investing Bootcamp gives you the knowledge, shortlists, tools, guidance and accountability to build your Personal Investment Plan and put it into action.


6-week implementation program starting 21 September 2026.


Special offer and bonuses available until Thursday 17 September.

Special Offer only until 17 of September (included)

Payment by credit card. Please email us if you prefer paying by bank transfer.

Wherever you're starting from, the goal is the same

You're here to put your money to work efficiently

  • Cash and savings accounts?

    You know you probably need to invest part of your long-term savings, but you're not sure exactly how to do it. Build a clear plan and put your money to work through a simple, diversified investing system.

  • Investing through your bank?

    Most investment products offered by banks are overpriced and underperform. It's time for you to optimize how your money works for you, so you keep more of the gains.

  • Already have some stocks / ETFs?

    Review, simplify and optimize what you already have. Turn it into a coherent long-term investment system that requires very little ongoing management.

  • Saving for retirement?

    Whether retirement is 25 years away, getting closer or already here, you need your money to work efficiently for the long term. A simple, diversified ETF portfolio can help you build additional retirement assets, reduce unnecessary investment costs and create a portfolio that is easier to manage over time.

You don't need to become an investment expert

The problem with learning to invest isn't a lack of information.

It's the opposite.

There are thousands of ETFs. Dozens of brokers. Countless portfolio strategies. Hundreds of pages of Belgian tax rules. And an internet full of conflicting opinions about what markets are going to do next.

You could spend hundreds of hours trying to figure all of this out on your own.


Or you could use the work we've done for you, and get the results in a fraction of the time and effort.

We've done most of the research and preparation work for you.

Now you can use it to build and install your personal system and transform your personal finances.


1. Compressed knowledge

Learn what you actually need to know, step by step.

You don't need a finance degree, a CFA certification, dozens of books or hundreds of hours of YouTube videos and financial blogs.

We've condensed the essential knowledge you need to build and manage a long-term ETF portfolio in Belgium into a structured learning process, so that you can get started step by step.

2. Shortlist of optimized ETFs

You don't need to screen through thousands of ETFs.

We've researched and compared the available options and provide you with a carefully selected shortlist of ETFs optimized for investors in Belgium.

You learn how the selection works, then choose the investments that fit your own plan.

3. Shortlist of brokers

You don't need to spend days comparing dozens of brokers.

We've done the research and comparison for you.

You'll learn the criteria that actually matter and use our comparison and shortlist to choose the broker that fits your situation.

4. Your Personal Investment Plan

Don't invest randomly without a plan.

The Personal Investment Plan template takes you through the decisions that actually matter — and leaves out the ones that don't.

At the end, you'll have your investing strategy documented in one place: your goals, asset allocation, portfolio, ETFs, broker and rules for managing your investments over the long term.


We've done the research. We've done the filtering. We've built the framework.

You adapt it to your situation. You make the decisions. And you install your investing system.

Finding the information about taxes, brokers and ETFs would have been a lot of work and overwhelming

“We joined the program because we needed a way to find the information for Belgium. This course does just that, in an easy package which you can implement in little time. Looking through taxes, brokers and ETFs would have been a lot of work and it's especially difficult because it can be very overwhelming.” - Marcia, Designer and coach
Check 60+ participants testimonials

What you don't need to do

Investing doesn't need to become your new hobby


With the Index Investing Bootcamp, you don't need to:


❌ Learn financial theory you'll never use

❌ Screen through thousands of ETFs

❌ Compare dozens of brokers from scratch

❌ Spend days deciphering Belgian investment taxes

❌ Design a portfolio from a blank page

❌ Try to predict interest rates, recessions or stock-market crashes

❌ Try to pick individual stocks or time the market

❌ Constantly follow financial news

❌ Keep postponing investing because you're overwhelmed by the complexity and cannot make a decision


Instead:

Learn what matters. Make the important decisions. Install your investing system. Then get on with your life.

What does "installed" actually mean?


By the end of the Bootcamp, the goal is to have:

✓ Your Personal Investment Plan written

✓ Your target asset allocation defined

✓ Your portfolio selected

✓ Your ETFs selected

✓ Your broker selected and account opened

✓ Your Belgian tax implications understood

✓ Your investment plan put into action

✓ A simple process for managing your portfolio going forward


You leave with a personal documented system designed to help you build wealth on autopilot, evidence-based and optimized for Belgian taxes.

Over 500 investors trained

  • 11+ years teaching index investing

  • Communities of 60,000+ investors (FIRE Belgium 10,000+ & SimplyFI 50,000+)

We're 100% on the side of the investor

  • Our investing system optimized to benefit you, the investor, and not the financial industry

  • We take no commissions from banks, brokers, ETF providers or other financial product providers (unlike some other investing educators).

  • Our approach is based on academic research, low-cost evidence-based investing and the Bogleheads philosophy.

As seen in...

The 6-week installation roadmap


Here is a high-level view of what we will cover during those weeks. 


Note that the dates are the completion dates for each element on the roadmap.


Week 1: Build the foundation

  • Personal finance overview

  • Goals and risks

  • Personal Asset Allocation
    Start of Personal Investment Plan (PIP)


Week 2: Choose your Broker

  • Understand the selection criteria

  • Use the broker comparison table

  • Select and open your account


Week 3: Choose your Stock ETF(s)

  • Learn the essential stock ETF selection criteria 

  • Belgian tax optimization

  • Use the stock index ETFs shortlist

  • Select your stock index ETF(s)


Week 4: Complete your portfolio

  • Learn the essential bond index ETF selection criteria (and other fixed income assets)

  • Use the bond index ETFs shortlist

  • Select your bond index ETF (if appropriate)

  • Portfolio Models

  • Build your portfolio


Week 5: Install

  • Step-by-step transaction demo

  • Start investing / transition existing funds

  • Finalizing your Personal Investment Plan (PIP)


Week 6: Review and long-term success

  • Prepare for crashes and hard times

  • Long-term portfolio management

  • Finalize your ongoing investment process  



=> Your investing system is installed



From zero to index investor in 6 weeks

“The course is designed so that after six weeks you are an ETF index investor. I went from zero knowledge about what to do with my money to having my investment plan developed and implemented, with my ETFs, my asset allocation and my brokerage account.” - Lisa, Manager
Check 60+ participants testimonials

A Bootcamp to make progress fast together

Information alone doesn't change your finances. Implementation does.

The Bootcamp gives you a six-week finish line, weekly guidance, deadlines, accountability and a group of participants working through the same decisions alongside you.

Joining the Bootcamp isn't just more information. It's a transformation.


  • A fixed six-week roadmap so you always know what to work on next

  • Weekly group coaching to answer all your questions and support implementation

  • Deadlines and accountability to keep you moving

  • Three months of chat support for questions between sessions

  • A group of motivated participants doing the same work alongside you


The goal isn't to finish watching a course. The goal is to finish installing your investing system.

Retirement plan ready: big emotional relief

"The tangible benefits for me are a very precious gain of time and a concentration of information available in an efficient and entertaining way. Indeed, I managed in a few weeks to build an additional retirement project from scratch to reality. This is also a big emotional relief to know that this investment plan is now in place, that my savings do not lose value anymore and that my retirement plan is in good shape. I can now focus on other personal projects." - Laurent, Accountant
Check 60+ participants testimonials

From bank funds to ETFs

Already investing through a bank? Let's look under the hood.

Many people start investing through their bank.

That's understandable. It's convenient, it feels reassuring, and often nobody has ever shown them an alternative.


The problem is that investors don't always know what they're actually paying or how their funds compare with simpler ETF alternatives.


During the Bootcamp, you'll learn how to:

  • identify the funds and products you currently own
  • understand their ongoing costs
  • understand relevant taxes
  • evaluate their role in your portfolio
  • compare them with ETF alternatives
  • decide for yourself whether keeping, changing or simplifying makes sense
  • plan the transition if you decide to change


NEW for this Bootcamp: we'll dedicate additional attention to existing bank investments, including educational reviews of selected fund examples during the group sessions.

Building your pension or preparing for retirement?

Index investing isn't only about early financial independence.

In fact, for many participants, the objective is much simpler:

Build a stronger retirement.

That may mean:

  • building additional assets alongside your statutory and occupational pension

  • making long-term savings work harder than they do in cash

  • reducing the fees paid on existing investment products

  • creating a diversified portfolio you can continue managing into retirement

  • making an existing retirement portfolio simpler and more efficient

Whether retirement is decades away or has already started, the principles remain similar: keep costs under control, diversify broadly, understand the risks you are taking and have a clear plan for your money.

The Bootcamp helps you build that plan and put it into action.

Good pension without putting much time into it

“The main benefit from the course for me is that I know that I am working towards something, that I will have a good pension and will be financially stable, and I am doing so without putting much time into it; index investing is very time-efficient. I just live my daily life while being more secure about my finances. That's the biggest benefit for me.” - Loic, Startup employee and full-time dad
Check 60+ participants testimonials

Updated for investing in Belgium in 2026

Investment products, brokers and Belgian tax rules change. The course changes with them.


✓ Updated ETF shortlists

✓ Updated broker comparison

✓ Updated Belgian tax modules

✓ New capital-gains-tax lessons

✓ Practical tools for Belgian investment taxation


And you also get access to all future updates of the Index Investing Online Course.


NEW: Practical Capital Gains Tax Implementation Session

A dedicated Bootcamp session on the new 10% capital-gains tax, with practical tools and guest expertise to help you understand how to manage it in practice.

Here is what you get

Everything you need to install your system in 6 weeks:


CORE #1

The Index Investing Online Course (797€):

Your compressed knowledge + decision toolkit

Includes:

- The 4-Step Learning and Investing System

        Accelerated learning (on-demand)

        Optimized Index ETF shortlist for Belgium

        Portfolio Models and Examples

        Broker Comparison and shortlist

        2026 Tax Optimized for Belgium

- Your Personal Investment Plan (PIP)

- Advanced Tools & Templates

- NEW: From bank funds to an optimized ETF portfolio


Think of this as the software.
The research, frameworks and tools you need to build your system.


CORE #2

Index Investing Bootcamp Hub 2026 (497€):

The six-week installation process

Includes:

- 6-Week Bootcamp Progress Roadmap

- Welcome Session (21/09/2026) 

- Weekly Group Coaching and Q&A 
 (from 28/09/2026 to 02/11/2026)

- Accountability and deadlines

- 3 months of group chat support, until 31 December 2026 

- Session Recordings

- NEW: Practical capital-gains-tax implementation session


Think of this as the installation support.

The structure, coaching and accountability that turn the knowledge into an implemented investing system.

Free gifts: 5 Bonuses

Enroll by Thursday 17 September 2026 and get these 5 bonuses as free gifts:


BONUS #1

12 Months of Group Coaching + Q&A Replay Library

Value: €600

Access to the monthly FIRE Belgium Q&A sessions for one full year so that you're not left alone if questions arise later.

You'll also retain access to the Q&A replay library.


BONUS #2

How to plan for Financial Independence

Value: €197

Use the updated forecasting tool to understand what you're working toward and estimate your path toward financial independence.


BONUS #3

Optimize Small Regular Investments

Value: €197

Learn how to invest smaller recurring amounts efficiently while minimizing the impact of transaction costs and fees.


BONUS #4

Preservation & Growth Strategies for Portfolios Above €250,000

Value: €197

For investors who need to think beyond simply accumulating more stocks: diversification, preservation, portfolio structure and long-term withdrawals.


BONUS #5

Belgian tax optimisation made easy: full strategy

Value: €197

Practical guidance and tools covering Belgian investment taxes, including the new capital-gains-tax environment, TOB and relevant reporting obligations.

The complete Bootcamp value


CORE

  • Index Investing Online Course: €797

  • 6-Week Bootcamp Hub: €497


Core value: €1,294



BONUSES

  • 12 Months of Group Coaching + Q&A Replay Library: €600

  • How to plan for Financial Independence: €197

  • Optimize Small Regular Investments: €197

  • Preservation & Growth Strategies for Portfolios Above €250,000: €197

  • Belgian tax optimisation made easy: full strategy: €197


Bonus value: €1,388


Total value: €2,682

Join the Index Investing Bootcamp by Thursday for only €997

The 5 Bonuses are included as free gifts if you join by Thursday 17 of September


Return on investment

On average, index investing provides much better returns than what average investors get.  This is illustrated on the following graph, built using investment returns data for average investors compared to the market, including the cost of investing.



(Sources: 2020 DALBAR QAIB Report, 2017 Beobank Survey, 2025 Santander Survey, National Bank of Belgium national accounts, FIRE Belgium assumptions and modeling)


Index investing far outperforms the average investor, with in this example a difference of 270 000 euros, the equivalent of 13 years of working and saving.

This is the cost of not knowing about index investing for the average Belgian saver.


Solid financial knowledge can save you hundreds of thousands of euros and turn into decades of freedom.


But it shouldn’t cost thousands of euros. I believe everyone deserves the opportunity to get the returns they deserve, so I decided to make the Bootcamp available for only 997€. 


.

A small mistake costs more than the program

"The program was very beneficial to get started with Index Investing. The course provides both the understanding of how index investing works as well as the practical steps and confidence to go ahead with it. I benefited mostly from the practical part, especially in picking a Broker, an ETF, and optimizing taxes. A small mistake or suboptimal choice in investing may easily cost more than the price of this program. After the course, I was able to invest confidently and regularly for the long term with peace of mind." - Jad Rizk, IT Manager
Check 60+ participants testimonials

My personal 30-day money back guarantee

Don’t forget: it’s completely risk free


I've packed a lot into the Bootcamp because I want to give you the best possible chance of putting your investing system into action successfully.


And to make it a no-brainer deal for you I’m giving you a 30-day 100% money-back guarantee with your purchase of the Index Investing Bootcamp.


That’s right: Go through the course, check out the bonuses, follow the steps, put in the work, and if you decide within 30 days of purchase that it isn't right for you, send me an email and I’ll refund you immediately. 


If Index Investing Bootcamp doesn’t work for you, I’d rather not take your money. Instead use it somewhere that works better for you.


No risk for you, all the risk is on me. 

Available until 17 of September (included)

Payment by credit card. Please email us if you prefer paying by bank transfer.

Index investing in a nutshell

  • Outperforms professional investment managers

    Built upon decades of academic research, index investing consistently outperforms the vast majority of professional fund managers, year after year, after year... the data doesn't lie.

  • Most passive and effective wealth building

    Index investing is the most passive and reliable way to benefit from the stock market over the long term and can be implemented by anyone.

  • Take back control of your finances

    Developed by individual investors for individual investors, index investing has been refined by the community so that it benefits you the most. You learn, you invest, you take back control.

Your instructors: Sébastien & Toon

Since 2015, Sebastien has helped thousands of people take better control of their finances through simple, evidence-based index investing. He has reached financial independence at 33 years old and now spends most his time with his family, building the FIRE Belgium community and helping people benefit from index investing. He has been featured in numerous Belgian media, including in the RTBF, Le Soir, De Morgen, Het Laatste Nieuws, RTL Info, LN24, De Standaard, Het Nieuwsblad and Le Vif Weekend. Sebastien is here to help you take control of your finances, invest better, build financial security and freedom so that you can be more, live more and give more.

Sebastien Aguilar

Founder and instructor

Your instructors: Sébastien & Toon

Toon is passionate about personal finance and investing. He has helped hundreds of people better understand the key concepts of personal finance and investing, including index funds and real estate. At FIRE Belgium Toon coaches students through their investing journey, with deep knowledge of brokers, ETFs, and financial planning.

Toon Cuypers

Coach

A big yes for me: the credibility of Sebastien as a teacher

“One of the main things that convinced me to enroll in the course was the credibility of Sebastien as a teacher. A lot of instructors, especially in money-related topics, are trying to convince you and sell their amazing lifestyle and Sebastien did not. He was very clear in his explanation and very diplomatic and not pushy, so that was a big yes for me.” - Laurens, Designer
Check 60+ participants testimonials







Where is the money going

Thanks to FIRE Belgium Academy and the Index Investing Online Course, we've been able to help over 500 people establish their automated evidence-based investing system.


As I don't need to pay myself, the resources from the course have allowed me to:

1. Improve the results of the course participants

2. Help more people

3. Avoid personal burn-out :-)


Here is how the resources of FIRE Belgium Academy are allocated:




The team includes 

- Toon Cuypers: Index Investing Expert and Dutch Instructor

- Reme Mancera: Online Business Operations 

- Ricardo Urdaneta: Video Podcast 

- Diana Nyanzi: Admin Support

- and many other amazing freelancers


The Reserves are what allows us to re-invest in the course and expand our reach so that we can help more people.

Minimum requirements

To benefit from the course

  • Optimal tax residence:
    • Living and paying taxes in Belgium (except American citizens)
    • If you pay taxes in another country, email us at [email protected]

    Financial Readiness:
    • No expensive debt 

    • Sufficient funds for investing long term:
      • Regular savings (i.e. 250 € /month)
        Or
      • Starting lump sum (i.e. 5,000 € on a savings account)
        Or
      • Money in expensive bank funds

    • At least part of the money not needed in the short term (10 years) or dedicated to retirement (even if already started)

"From zero to hero in index investing"

Nicolas, COO

Why I am doing this

To be completely honest, I don't really need to do this. 

I am blessed to have discovered this knowledge and way of thinking early in my life and to have built an unique and amazing life with my wife. 

We don't need to work. 

We live from our balanced portfolio of index funds. And we've built our plan so that it is safe even in the case of the worst market crash of the history of financial markets.


I am not paying myself from this business right now, and I run it mostly in my spare time, when the kids are sleeping.


But when you don't need to work, you can ask questions such as "What will I do now? What gives me purpose and meaning?"


And to me, the answer has always involved having a positive impact around me. That is what has driven my choice of studies (sustainability and energy management) and my career, always seeking to scale my impact through my work.



And impact is what is driving me now.

I am doing this because I want to have an impact at multiple levels:

1. Index investing and personal finance

2. Index investing and the financial industry

3. Financial Independence

4. Effective Altruism


Index Investing and Personal Finance

The impact index investing and financial independence have had on my life and on my family is hard to overstate. We benefit from full financial security, freedom and confidence.

And that is something invaluable that unlocks so many aspects of our lives.

And I want you to benefit from it too. Because it will change your life too. And the lives of the people around you.

The impact of index investing on a personal level is incredible and I want as many people as possible to benefit from it.

Index Investing and the Financial Industry

While financial education can have a tremendous impact on the lives of the people who can get it, to me that is just the beginning.


My personal experience with the financial industry and my experience helping people who have been deeply hurt by it makes me furious. It's unjust and it has to change. 


Financial education is the first step, but real change needs to take place at the system level, either bottom-up as I have started doing or top-down. I am hoping we can change the standards of the financial service industry so that everyone can benefit from the simple power of index investing. 

And we really need to stop paying insane fees to financial sales people that add very little value to their clients.

Financial Independence

Financial independence is a great goal to have, and it's also an amazing title for attracting people's attention. But financial independence, just like money, is just a tool. A tool to make our lives better and to make the lives of people around us better.

To me financial independence isn't only that far-away goal of not depending on a job income anymore. To me it is the journey that starts today. For every euro that you save and invest, it's a little more power that you gain over your own life. With every euro, you build a bit more security and freedom, which in turns allow you to be more in control and lets you be your real self.

Money and financial independence to me are also tools to make the world a better place.

I am hoping to build a movement of people seeking financial freedom and impact. I am hoping to find people who will join me in using their financial powers to help make the world a better place.

I write a lot about this on a separate blog called Impactivated.


Effective altruism

My research around what to do to have greater impact has led me to discover another incredible movement: effective altruism.


Effective altruism is a philosophy and social movement focused on answering one question: How can we best help others?

Our resources are limited, so we have to use them wisely. Effective altruism is the project of:

  • Using evidence and reason to find the most promising causes to work on.
  • Taking action, by using our time and money to do the most good we can.


It is a movement that seeks to optimize for positive impact, using reason and evidence. Simply for the good of everyone. I invite you to explore.

I am as much a member of the effective altruism community as I am of the financial independence community.

In fact my ultimate ambitions lie within effective altruism, as that is where I will have the greatest impact.

My current work is simply a stepping stone towards that. I am building a community of financially aware people who know how to optimize their resources for happiness and fulfillment. And part of that is impact.

I am also building a business that is committed to doing good. Through its services but also through its donation to high impact charities such as the Against Malaria Foundation (which is one of the best options we have here from Belgium).

As such I have taken the Giving What We Can pledge and committed to donating at least 10% of any profit I make. The rest goes back into developing the resources for the community and pays for the platforms I use and the support I need to run all this.

So that's my personal reward. Not a salary or pay, but a donation to a high impact charity that is doing extremely important work for people who need help the most.

The beauty of all this is that you don't need to buy into my personal values and commitment to charity, all you need to do is benefit from the work I do helping you get started with index investing. 

The positive impact you help me achieve is simply a bonus on top :-)


I hope to see you inside the program!

This is a picture from one of our group sessions :-)