And benefit from the power of the stock market, without the fear of a market crash, taking unnecessary risks, spending all day analyzing the markets or paying high fees to banks or advisors.
The ultimate program to get started in 6 weeks, designed for very beginners and busy people.
And that working through them is our best option...
Of course, that’s how THEY make money!
When I started, I didn’t know better and it cost me 12,000 euros over 4 years.
And when I realized, I was furious and outraged. Because everyone around me was falling for it, losing hundreds of thousands of euros to the industry.
The truth is that there is a simple and very effective way to benefit from the tremendous growth power of the stock market, unhindered by high fees or conflicts of interests : index investing
Index investing has literally changed my life, to the point where I don't have to rely on a job for income anymore.
As the community grows and the information is shared, everyday more and more people are benefiting from its power.
But it can be overwhelming at first, and it’s important to avoid some of the costly mistakes beginners often make…
The Index Investing Bootcamp is designed to get you started with index investing fast.
Without the confusion or overwhelm, thanks to my streamlined 4-step learning and investing system.
And alongside a group of like-minded people who will support you throughout your journey.
The Index Investing Bootcamp you will help you create:
And you can set this up in only 6 weeks, following the 4-step learning and investing system in less than 3 hours per week.
Once it is in place, you can manage your investments in less than 5 minutes per month (the time needed to make a couple of transactions).
Add your email to the mailing list to be the first notified of the next Bootcamp.
It's not just information, it's a transformation. The Index Investing Bootcamp is built so that you learn and take action.
You will join a group of people who have committed to take control of their finances fast.
In addition to the on-demand video lessons (see full curriculum below), the Bootcamp is 6 weeks of Q&A with me and focused work with a small group of people on a similar journey.
The Q&A sessions with Sebastien will take place on Tuesday nights from 8 PM. You can send questions in advance and watch the replay in case you cannot join live.
You will join a working group with whom you will be able to go further, learning together and sharing experiences. Past student said that this greatly improved their learning and helped them make progress.
Optional weekly working sessions will be organized on Thursday night and Saturday morning.
The Bootcamp is built to deliver results efficiently, with a focus on flexible accelerated learning combined with accountability a deadlines to make sure you get to the finish line.
The Bootcamp also includes a series of tools, templates and bonuses (see below) specifically designed to address the most common challenges and provide an efficient solution to the topics identified as among the most important by the students.
This is the most efficient way of becoming an index investor and put your money to work for you.
Join today and we will celebrate your achievements together in January (with an in-person event).
On average, index investing provides much better returns than what average investors get. This is illustrated on the following graph, built using investment returns data for average investors compared to the market, including the cost of investing.
Index investing far outperforms the average investor, with in this example a difference of 270 000 euros, the equivalent of 13 years of working and saving.
This is the cost of not knowing about index investing for the average Belgian saver.
Solid financial knowledge can save you hundreds of thousands of euros and turn into decades of freedom.
But it shouldn’t cost thousands of euros. I believe everyone deserve to get the returns they deserve so I decided to make the Bootcamp available for a few hundred euros.
That's easily a return of 10 000%!
This is a cohort-based program which runs usually a couple of times per year. The next dates are not yet defined.
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Add your email to the mailing list to be the first notified of the next Bootcamp.
Don’t forget: it’s completely risk free
I’ve packed a lot into the Index Investing Online Course because not only do I want you to get the investment returns that you deserve but also because I want to guarantee that you don’t fail.
And to make it a no-brainer deal for you I’m giving you a 30 day 100% money-back guarantee with your purchase of the Index Investing Online Course today.
That’s right: Go through the course, check out the bonuses, follow the steps, put in the work, and if you don’t love it in the first 30 days of your purchase, send me an email and I’ll refund you immediately.
If Index Investing Online Course doesn’t work for you, I’d rather not take your money. Instead use it somewhere that works better for you.
No risk for you, all the risk is on me.
Your automated wealth building system. Get to the finish line, make your money grow and get peace of mind in just 6 weeks.
1. The 4-step learning and investing system (value 2000 euros)
2. Your personal investment plan (value 400 euros)
3. Rebalancing tool (value 100 euros)
4. Weekly Q&A sessions with Sebastien (value 900 euros)
5. Working groups (value 300 euros)
6. Private community & support (value 400 euros)
7. In-person celebration event (value 200 euros)
8. BONUS #1: How to plan for financial independence (guide and calculation tool for you to build your plan)
9. BONUS #2: Step-by-step guide to optimized investing with less than 100 euros a month
10. BONUS #3: Preservation and growth strategies for large portfolio (> 250k euros)
11. BONUS #4: Belgian tax optimisation made easy: how to pick the right index funds
12. BONUS #5: Best portfolios for index investors and how to set them up on Belgian brokers (comparison and instructions)
BONUS value: 1500 euros
Total value of the Bootcamp: 5800 euros
You can get all this for only a few hundred euros.
Add your email to the mailing list to be the first notified of the next Bootcamp.
Welcome to the Index Investing Bootcamp
How to use this course
The 4-step learning and investing system
Here is the 6-week program
Here is what you get as part of the Bootcamp
Before we begin...
Step 1: Understand
What is index investing?
Why index investing?
The power of index investing
What about the risks of investing?
Basic terminology
What is an index ETF?
The 4 pillars of index investing
The Bogleheads investing philosophy
Solid Foundations
Pillar 1: Invest for the long term
Pillar 2: Diversify
Pillar 3: Keep costs low
Pillar 4: Keep it simple
Stay the course
Before you start investing
Quiz
Week 1 Q&A Replay (with table of content and timestamps)
Introduction to asset allocation
What is asset allocation
How to determine your asset allocation
Ability, Willingness and Need to take risk
Life-cycle investing
1. Early savers
2. Mid-journey accumulators
3. Transitioners
4. Withdrawers
Asset allocation conclusion
Your Personal Investment Plan (PIP) - part 1
Bonus: Asset allocation and expected portfolio returns
Bonus: Goal estimation tool with conservative expected returns
Week 2 Q&A Replay (with table of content and timestamps)
Disclaimer
The role of brokers
How to select your online broker
Broker selection: access - part 1
Broker selection: access - part 2
Broker selection: convenience, reputation and costs
Broker selection: security
Brokers available in Belgium - part 1
Brokers available in Belgium - part 2
Brokers available in Belgium - part 3
How to open a brokerage account
Example: Opening a Bolero account
Week 3 Q&A Replay (with table of content and timestamps)
Intro to ETF selection
How to select your stock ETFs
How do we make money with index ETF investing
How taxes impact index investing from Belgium
ETF domicile
Belgian tax on ETF dividend distributions
Capital gain tax in Belgium
Belgian tax on stock exchange transaction
Optimizing ETF investing for taxes in Belgium
Tax on investment account
Is the ETF registered in Belgium?
Global stock indices
Sustainable & ethical investing
Sustainable and ethical investing - update
Finding your ETFs
Example of ETF factsheet
2023 Update on Stock Index ETF Examples
Examples of stock ETFs for index investors in Belgium - Traditional
Examples of stock ETFs for index investors in Belgium - Sustainable
Examples of ETF combinations for the stock part of your portfolio
Developed vs emerging markets asset allocation
Week 4 Q&A Replay (with table of content and timestamps)
What are bonds?
What are bond ETFs?
What happened to bonds in 2022 (crash)
What about cash?
Rick Ferri: what to do when bonds lose value?
What is currency hedging for bonds?
Capital gain tax on bond ETF
How to select your bond index ETF
Update on Bond Index ETF Examples
Examples of bond ETFs for index investors in Belgium
How to make your first investment
Knowledge and experience test
Brokerage account overview
How to fund your account
Finding and shortlisting your ETFs
How to buy (or sell) an ETF - part 1: Binck Bank (now Saxo)
How to buy (or sell) an ETF - part 2: Bolero
Introduction to Stay the course
How to rebalance
How to use the rebalancing tool
Completing your Personal Investment Plan
Tailoring your account for long term investing
How to sell and withdraw
Changing brokers
The key to success: Stay the course
What do you mean financial independence?
The simple path to financial independence
How much do you need? The 4% rule of thumb
How long does it take to reach FI?
Estimate your FI number and timeline (tool demo part 1)
The true power of index investing (tool demo part 2)
What drives me
Week 5 & 6 Q&A Replay (with table of content and timestamps)
Step-by-step guide to optimized investing with less than 100 euros a month
How to declare foreign brokerage accounts
Preservation and growth strategies for large portfolio (> 250k euros)
What about gold?
Belgian tax optimisation made easy: how to pick the right index funds
Best portfolios for index investors and how to set them up on Belgian brokers
Bonus Q&A Replay (with table of content and timestamps)
Final Q&A Replay (with table of content and timestamps)
Congratulations! (and feedback survey)
Extra Q and A Replay (with table of content and timestamps)
I have helped hundreds of people get started with index investing. I am here to help you too.
To be completely honest, I don't really need to do this.
I am blessed to have discovered this knowledge and way of thinking early in my life and to have built an unique and amazing life with my wife.
We don't need to work.
We live from our balanced portfolio of index funds. And we've built our plan so that it is safe even in the case of the worst market crash of the history of financial markets.
I am not paying myself from this business right now, and I run it mostly in my spare time, when the kids are sleeping.
But when you don't need to work, you can ask questions such as "What will I do now? What gives me purpose and meaning?"
And to me, the answer has always involved having a positive impact around me. That is what has driven my choice of studies (sustainability and energy management) and my career, always seeking to scale my impact through my work.
And impact is what is driving me now.
I am doing this because I want to have an impact at multiple levels:
1. Index investing and personal finance
2. Index investing and the financial industry
3. Financial Independence
4. Effective Altruism
The impact index investing and financial independence have had on my life and on my family is hard to overstate. We benefit from full financial security, freedom and confidence.
And that is something invaluable that unlocks so many aspects of our lives.
And I want you to benefit from it too. Because it will change your life too. And the lives of the people around you.
The impact of index investing on a personal level is incredible and I want as many people as possible to benefit from it.
While financial education can have a tremendous impact on the lives of the people who can get it, to me that is just the beginning.
My personal experience with the financial industry and my experience helping people who have deeply hurt by it makes me furious. It's unjust and it has to change.
Financial education is the first step, but real change needs to take place at the system level, either bottom-up as I have started doing or top-down. I am hoping we can change the standards of the financial service industry so that everyone can benefit from the simple power of index investing.
And we really need to stop paying insane fees to financial sales people that add very little value to their clients.
Financial independence is a great goal to have, and it's also an amazing title for attracting people's attention. But financial independence, just like money, is just a tool. A tool to make our lives better and to make the lives of people around us better.
To me financial independence isn't only that far-away goal of not depending on a job income anymore. To me it is the journey that starts today. For every euro that you save and invest, it's a little more power that you gain over your own life. With every euro, you build a bit more security and freedom, with in turns allow you to be more in control and lets you be your real self.
Money and financial independence to me are also tools to make the world a better place.
I am hoping to build a movement of people seeking financial freedom and impact. I am hoping to find people who will join me in using their financial powers to help make the world a better place.
I write a lot about this on a separate blog called Impactivated.
My research around what to do to have greater impact has led me to discover another incredible movement: effective altruism.
Effective altruism is a philosophy and social movement focused on answering one question: How can we best help others?
Our resources are limited, so we have to use them wisely. Effective altruism is the project of:
It is a movement that seeks to optimize for positive impact, using reason and evidence. Simply for the good of everyone. I invite you to explore.
I am as much a member of the effective altruism community a I am of the financial independence community.
In fact my ultimate ambitions lie within effective altruism, as that is where I will have the greatest impact.
My current work is simply a stepping stone towards that. I am building a community of financially aware people who know how to optimize their ressources for happiness and fulfillment. And part of that is impact.
I am also building a business that is committed to doing good. Through its services but also through its donation to high impact charities such as the Against Malaria Foundation (which one of the best options we have here from Belgium).
As such I have taken the Giving What We Can pledge and committed to donating at least 10% of any profit I make. The rest goes back into developing the resources for the community and pays for the platforms I use and the support I need to run all this.
So that's my personal reward. Not a salary or pay, but a donation to a high impact charity that is doing extremely important work for people who need help the most.
The beauty of all this is that you don't need to buy into my personal values and commitment to charity, all you need to do is benefit from the work I do helping you getting started with index investing.
The positive impact you help me achieve is simply a bonus on top :-)
